1. Who is eligible to access a loan and what type of businesses does the bank finance?
2. Can a prospective borrower access a loan without prior banking relationship?
3. What are the account opening requirements?
4. What is the minimum account opening amount?
5. What is the minimum account balance?
6. What is the maximum loan I can access?
7. As a prospective borrower what loan requirements must I fulfil?
8. Do I need to provide a Guarantor?
What are the Guarantor requirements?
10. How long does it take to obtain a loan?
11. If my loan request is granted, where would I make the loan repayments?
12. If I have a loan with another financial institution, can the bank approve a loan for me?
13. Does the bank insist on savings alongside loan repayment?
14. When will the compulsory savings become available to be borrower?
15. Does the bank finance Contracts and Local Purchase Orders?
16. Can I use my car as collateral for a loan? Would I have to park it at the bank’s premises?